Downtown Homes under $350,000

Welcome to Downtown Wilmington, NC—a vibrant and historic neighborhood that beautifully blends the charm of the past with the conveniences of modern living. Nestled along the picturesque Cape Fear River, Downtown is a hub of activity, offering an eclectic mix of boutique shops, trendy restaurants, and cultural attractions, all within walking distance. Whether you’re exploring the historic Riverwalk or enjoying a lively evening at one of the local breweries, Downtown Wilmington captures the essence of Southern hospitality and coastal living.

For those seeking an affordable entry into this dynamic community, you'll be delighted to discover that there are homes available for under $350,000. These charming residences offer a perfect opportunity for first-time homebuyers, investors, or anyone looking to downsize without compromising on location. From cozy bungalows to modern condos, the housing options in Downtown cater to a variety of lifestyles and preferences.

Imagine sipping your morning coffee on a sunlit porch or strolling to the local farmer’s market on weekends. With a rich arts scene, including galleries and theaters, as well as proximity to stunning beaches and parks, Downtown Wilmington is not just a place to live—it's a lifestyle.

Don’t miss your chance to become a part of this thriving community. With homes under $350,000, Downtown Wilmington presents an unparalleled opportunity to embrace the charm of coastal living without breaking the bank. Come explore the possibilities and find your dream home in this enchanting neighborhood today!

Newest Downtown Homes under $350,000

$240,000

3 Beds ⋅ 2 Baths ⋅ 100606764 MLS

Welcome to 928 South 10th Street--an affordable and well-kept home offering a great opportunity for first-time buyers to get into the Wilmington market. This 3-bedroom, 2-bath home features a practical single-level layout with a comfortable living area and a natural flow into the dining space. The kitchen provides plenty of cabinet and counter space, along with a center island for added functionality. The dining area is filled with natural light, creating a bright and welcoming spot for everyday meals. The primary bedroom includes its own private bath and walk-in closet while two additional bedrooms offer flexibility for guests, a home office, or extra space as needed. A separate laundry area adds everyday convenience. Outside, you'll find a manageable yard that's easy to maintain without a lot of upkeep. Located just a short drive to downtown Wilmington, shopping, and restaurants, this home offers a solid combination of value and location. A great option for buyers looking for a simple, move-in ready home without breaking the budget.

928 S 10th St, Wilmington

Listing courtesy of Listing Agent: Bobby Price () from Listing Office: Keller Williams Innovate-Pleasure Island.

$344,900

1 Beds ⋅ 1 Baths ⋅ 100602457 MLS

A century of character has never looked so good. Rehabilitated in 2024, this charming downtown Wilmington cottage lets you skip the projects and start enjoying the lifestyle--morning coffee on the porch, evenings along the Riverwalk, and favorite restaurants, shops, and local attractions close by. Inside, refinished hardwood floors, an updated kitchen with butcher block countertops, and a beautifully tiled walk-in shower create a warm, welcoming retreat. The private fenced backyard--with a dock-style porch, sunshade, string lights, and low-maintenance turf--offers a peaceful place to unwind after a day downtown. Make it your full-time home, a personal Wilmington escape with rental flexibility, or continue its success as a top rated Airbnb. However you use it, 911 Dock Street makes it easy to settle in and enjoy the best of downtown living. Up to $2,500 credit with use of preferred lender, Sarah Newsome at Integrity Home Mortgage Corp.

911 Dock St, Wilmington

Listing courtesy of Listing Agent: Megan P Fuchs () from Listing Office: Coldwell Banker Sea Coast Advantage.

$262,900

3 Beds ⋅ 1 Baths ⋅ 100589506 MLS

Location, location... This adorable three bed ,two bath bungalow sits on a large lot just steps from Castle St and all that it has to offer: yoga, vintage shopping, a wine shop, coffee and several locally owned restaurants! This home has been rented to the same tenant for 20 years, and maintained well by the owners. New roof in 2019 and new HVAC in 2020.. The home was built in 1940 and features a large front porch, original pine floors, and interior arches characteristic of that period. A few updates will bring this jazz age back to it's glory!

517 S 7th St, Wilmington

Listing courtesy of Listing Agent: Jan C Brewington () from Listing Office: Dram Tree Realty.

$325,000

3 Beds ⋅ 2 Baths ⋅ 100589176 MLS

Attention Investors! Rare opportunity to own Section 8 income producing property! Long term tenants in place. See attached document for property features and upgrades.

1309 Church St, Wilmington

Listing courtesy of Listing Agent: Cole Turner () from Listing Office: Corcoran HM Properties.

$285,000

3 Beds ⋅ 2 Baths ⋅ 100589173 MLS

Attention Investors!: Incredible opportunity to own income producing property in downtown. Designated Section 8 with long term tenant in place. See Documents for property upgrades and features.

1012 Hanover St, Wilmington

Listing courtesy of Listing Agent: Cole Turner () from Listing Office: Corcoran HM Properties.

$285,000

3 Beds ⋅ 2 Baths ⋅ 100589174 MLS

Attention Investors! Incredible opportunity to own income producing property in downtown, Designated Section 8 with long term tenant in place. See attached Documents for property upgrades and features.

1014 Hanover St, Wilmington

Listing courtesy of Listing Agent: Cole Turner () from Listing Office: Corcoran HM Properties.

$325,000

1 Beds ⋅ 1 Baths ⋅ 100555401 MLS ⋅ Downtown BLDG.

Experience downtown Wilmington living from one of the city's most iconic historic addresses at 21 N Front Street in the circa 1898 Masonic Temple Building. Newly refreshed with fresh interior paint, this second-floor 1-bedroom, 1-bath condo offers a bright, clean feel while preserving the timeless character that makes downtown living so desirable. Inside, you'll find hardwood floors, granite countertops, and a fully tiled walk-in shower. From the bedroom and private balcony, enjoy peek-a-boo views of the Cape Fear River and bridge - an everyday reminder that you're in the heart of one of the South's most celebrated coastal cities. Southern Living recently praised Wilmington for its vibrant riverfront, historic charm, walkable downtown, and thriving dining scene. Step outside and experience it all, award-winning Riverwalk, boutique shopping, local restaurants, coffee shops, nightlife, and live concerts at Live Oak Bank Pavilion just moments away. Whether you're looking for a primary residence, weekend getaway, or investment opportunity with strong short-term rental potential, this condo offers flexibility, location, and lifestyle. HOA dues include water and trash, and a public parking deck sits directly across the street with daily and long-term options available. Own a piece of Wilmington history and enjoy downtown living today!

21 N Front St Unit Unit 2e2, Wilmington

Listing courtesy of Listing Agent: Brittany L Allen () from Listing Office: Keller Williams Innovate-Wilmington.

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Downtown Homes under $350,000

Newest Downtown Homes under $350,000

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