28401 Homes under $350,000

28401 Homes under $350,000

Welcome to the vibrant and charming community of Wilmington, North Carolina, nestled in the heart of New Hanover County. The 28401 zip code is a treasure trove of opportunities, offering a delightful blend of coastal living, rich history, and modern conveniences. Known for its picturesque riverfront, historic downtown area, and beautiful beaches, Wilmington is a place where Southern charm meets contemporary lifestyle.

For homebuyers seeking affordability without sacrificing quality, the 28401 area presents an enticing selection of homes under $350,000. Here, you’ll discover a variety of options that cater to diverse tastes and preferences. From cozy bungalows to modern townhouses, these properties provide an excellent opportunity for first-time buyers, families, or anyone looking to invest in a thriving community.

Living in Wilmington means embracing a lifestyle filled with outdoor adventures, cultural experiences, and culinary delights. Spend your weekends exploring the scenic Riverwalk, indulging in local seafood at waterfront restaurants, or soaking up the sun at nearby Wrightsville Beach. The area is also known for its top-notch schools, parks, and recreational facilities, making it an ideal choice for families.

With a strong sense of community and a plethora of amenities at your doorstep, the 28401 zip code is not just a place to live; it’s a place to thrive. Discover the charm of Wilmington and take the first step toward finding your dream home in this delightful coastal city. Your new beginning awaits!

Newest 28401 Homes under $350,000

311 S 7th St, Wilmington
$319,000
3 Beds ⋅ 1 Baths ⋅ 100611049 MLS
**HISTORIC DOWNTOWN CHARM • TURNKEY OPPORTUNITY • $10,000 SELLER CREDIT!** Welcome to 311 S 7th Street, a cheerful 1903 cottage with a sunny yellow exterior, turquoise front door, and an inviting covered front porch that practically says, ''Welcome home!'' Tucked along a quiet residential street in historic downtown Wilmington, this charming 3-bedroom, 1-bath bungalow is just 3 blocks from the vibrant Castle Street Arts District and 7 blocks from the scenic downtown Riverwalk! Enjoy easy access to local restaurants, boutiques, breweries, entertainment, and everything that makes downtown Wilmington such a desirable place to visit or call home, with convenient on-street parking adding to the everyday ease of this location. **OFFERED FULLY FURNISHED AND EQUIPPED FOR SHORT-TERM RENTAL USE, IF DESIRED!** Furniture, linens, kitchenware, appliances, washer and dryer, and existing household supplies may convey, making this charming cottage equally appealing as a primary residence, downtown getaway, or investment opportunity. Inside, natural light, cozy living spaces, and classic cottage character create a warm, welcoming atmosphere. Three bedrooms offer flexibility for family, guests, or a home office, while the cheerful kitchen with dining space and inviting living areas make everyday living feel comfortable and easy. And then there's the backyard! A private, fully fenced retreat perfect for relaxing, entertaining, and enjoying Wilmington's beautiful coastal evenings. Gather around the chiminea, enjoy dinner outdoors, or unwind beneath the stars. Together with the covered front porch, these inviting outdoor spaces offer plenty of opportunities to enjoy life outside. **AN ESTABLISHED RENTAL HISTORY!** Affectionately known to vacation guests as *Bungalow 7*, this property has operated as a short-term rental for the past three years, accumulating 116 guest reviews across Airbnb, Vrbo, and Booking.com under its current owners. Historical host payout records and an independent rental revenue projection are available for review. Optional convenient continued hosting and management services may be available through the current host under a separate agreement. **PLUS, SELLER IS OFFERING UP TO $10,000 IN CLOSING COST CONCESSIONS WITH AN ACCEPTABLE OFFER**, subject to contract terms and applicable financing guidelines. Whether you're looking for a place to call home, a charming downtown escape, or an established investment opportunity, 311 S 7th Street offers historic personality, downtown convenience, and possibilities for its next chapter. Come see what makes this historic downtown bungalow so special!

311 S 7th St, Wilmington

Listing courtesy of Listing Agent: Jennifer L Miller () from Listing Office: Intracoastal Realty Corporation.

Listing courtesy of Listing Agent: Jennifer L Miller () from Listing Office: Intracoastal Realty Corporation.
1315 Church St, Wilmington
$275,000
3 Beds ⋅ 1 Baths ⋅ 100610528 MLS
Freshly updated while holding onto the character that makes an older Wilmington home special, 1315 Church Street offers a thoughtful mix of original personality and modern improvements. From the covered front porch and cheerful yellow front door, the home makes a memorable first impression. Inside, the living and dining spaces feature distinctive knotty pine walls that bring warmth and vintage character to the home. Updated light fixtures and fresh finishes complement these original details, while separate living and dining areas provide defined spaces with an easy flow between them. The renovated kitchen brings a fresh contrast with white cabinetry, granite countertops, subway tile backsplash, GE stainless steel appliances, and a hood vent, along with plenty of workspace and storage. Just beyond the kitchen, a dedicated laundry room adds everyday convenience. Three bedrooms offer comfortable, versatile spaces with fresh neutral paint and crisp white trim. The full bath has also been updated with a new vanity, fixtures, and refreshed finishes. Recent system improvements include a 2025 water heater and 2026 HVAC, adding two important updates to the home's list of improvements. Outside, the refreshed exterior pairs gray siding with warm wood accents, while the covered front porch adds to the home's welcoming appeal. With 3 bedrooms, 1 bath, and 1,119 heated square feet, 1315 Church Street offers a practical single-level floor plan in a location convenient to Downtown Wilmington, with restaurants, shops, entertainment, and the Riverwalk within easy reach. Updated for today while retaining the knotty pine and vintage details that give it personality, this home offers something a little different from the ordinary.

1315 Church St, Wilmington

Listing courtesy of Listing Agent: Team Gale () from Listing Office: Coldwell Banker Sea Coast Advantage.

Listing courtesy of Listing Agent: Team Gale () from Listing Office: Coldwell Banker Sea Coast Advantage.
203 N 11th St, Wilmington
$225,000
2 Beds ⋅ 1 Baths ⋅ 100610525 MLS
Step inside from the expansive covered front porch and into a light-filled living room where original hardwood floors and substantial trim immediately showcase the home's bungalow character. The living room flows into a dedicated dining area, creating two distinct spaces for everyday living and entertaining without sacrificing the open connection between them. At the rear of the home, the updated kitchen brings a fresh, modern contrast with white cabinetry, subway tile backsplash, new GE stainless steel appliances, updated fixtures, and updated flooring. A separate laundry area and adjoining utility space add practical storage and function, with convenient access to the backyard. The two bedrooms are positioned along the opposite side of the home, with the front bedroom located just off the living area and the primary bedroom tucked toward the rear. A centrally located updated bath serves both and features a tiled shower, white vanity, updated fixtures and lighting, plus additional built-in storage. Throughout the home, updated windows bring in plenty of natural light while original hardwood flooring and traditional trim preserve its historic character. A 2025 HVAC system and 2026 water heater add two significant recent improvements. With 970 heated square feet, the layout makes excellent use of its footprint, offering a true living room, dedicated dining area, separate kitchen, two bedrooms, dedicated laundry and utility space, and an impressive covered front porch.

203 N 11th St, Wilmington

Listing courtesy of Listing Agent: Team Gale () from Listing Office: Coldwell Banker Sea Coast Advantage.

Listing courtesy of Listing Agent: Team Gale () from Listing Office: Coldwell Banker Sea Coast Advantage.
1307 S 7th St, Wilmington
$254,900
3 Beds ⋅ 2 Baths ⋅ 100609717 MLS
Updated, move-in ready, and just minutes from Downtown Wilmington, 1307 S 7th Street offers easy single-level living in a classic brick ranch with extensive improvements completed in 2023. The bright, open living and dining area features updated flooring, neutral finishes, and abundant natural light. The kitchen offers dark cabinetry, stainless steel appliances, white countertops, open wood shelving, and warm modern details. The home features three bedrooms and two updated full bathrooms, with flexible space that can accommodate a guest room, home office, nursery, or creative space. Per prior listing information, major improvements completed in 2023 included the roof, Pella windows, HVAC, plumbing, electrical, insulation, drywall, flooring, kitchen, and bathrooms. Outside, enjoy a welcoming front porch, mature greenery, and a generously sized lot with room to garden, entertain, or personalize. Rear alley access provides additional flexibility for future use. Located near historic Downtown Wilmington, the Cape Fear Riverwalk, Castle Street, Greenfield Lake, local restaurants, shops, breweries, and nearby bridge access, this home combines an updated interior, flexible layout, and central Wilmington location. Seller is offering a home warranty for added buyer peace of mind.

1307 S 7th St, Wilmington

Listing courtesy of Listing Agent: Sarah E Meyers () from Listing Office: Keller Williams Innovate-Wilmington.

Listing courtesy of Listing Agent: Sarah E Meyers () from Listing Office: Keller Williams Innovate-Wilmington.
311 N 2nd St Unit Apt H, Wilmington
$324,700
1 Beds ⋅ 1 Baths ⋅ 100609060 MLS ⋅ Pontiac Place Condominums BLDG.
Experience downtown Wilmington living at 311 N. 2nd Street, Apt H in Pontiac Place! This unique 1-bedroom, 1-bath loft-style condo offers a functional two-level layout in the heart of downtown. The main level features a comfortable living area and kitchen with a convenient pass-through opening that connects the two spaces and makes entertaining easy. Upstairs, the loft-style bedroom provides a private retreat along with the full bathroom. Enjoy the convenience of garage parking, additional storage, and access to the community game room. Located just blocks from the Riverwalk, restaurants, shopping, entertainment, historic downtown attractions, and Cape Fear Community College, this condo puts you within walking distance of so much that downtown Wilmington has to offer. Whether you're looking for a primary residence, downtown getaway, or investment opportunity, Unit H offers a great combination of location, convenience, and urban living.

311 N 2nd St Unit Apt H, Wilmington

Listing courtesy of Listing Agent: The Rising Tide Team () from Listing Office: Intracoastal Realty Corporation.

Listing courtesy of Listing Agent: The Rising Tide Team () from Listing Office: Intracoastal Realty Corporation.
138 Carl Seitter Dr, Wilmington
$350,000
3 Beds ⋅ 2 Baths ⋅ 100608745 MLS
Enjoy the best of Wilmington living with Historic Downtown less than 4 miles away and Wrightsville Beach less than 10 miles from your front door! Tucked into the friendly Wrightsboro area, 138 Carl Seitter Dr. offers the rare combination of a convenient location, generous outdoor space, thoughtful updates, and versatile living areas. Set on a large lot with plenty of room to spread out, this inviting home delivers the space and privacy buyers are looking for. The private backyard provides a wonderful setting for relaxing, gardening, entertaining, or simply enjoying the outdoors, while the spacious wooden back deck extends the living area outside. A large covered front porch with ceiling fan creates an inviting spot to enjoy your morning coffee or unwind at the end of the day. Not just one, but two outbuildings add valuable storage for lawn equipment, hobbies, tools, and outdoor gear. Inside, the open floorplan creates an easy flow for everyday living and entertaining. The remodeled kitchen is a true standout, featuring custom cabinetry with soft-close drawers, a stylish tile backsplash, butcher block countertops, a hands-free faucet, and a kitchen island topped with beautiful leathered stone. Updated light fixtures add a fresh, modern touch throughout the home, while low-maintenance vinyl flooring makes daily living easy. Brand-new carpet in the bedrooms provides a comfortable, move-in-ready feel. The primary suite offers a private ensuite bathroom with a new vanity and updated fixtures. The hall bathroom has also been thoughtfully updated with a custom walk-in shower, creating a polished and functional space for family and guests. Need more room for hobbies, a home office, fitness equipment, a workshop, or recreation? The large enclosed garage space--with its own mini-split system--offers exceptional flexibility beyond traditional garage storage. And above it all, a huge attic provides an abundance of storage space to help keep the living areas organized. With its combination of location, privacy, yard space, versatile bonus areas, and extensive updates, this is an opportunity to enjoy a comfortable Wilmington lifestyle with downtown, beaches, shopping, dining, and entertainment all within easy reach. Come see why 138 Carl Seitter Dr. is a home worth making your own!

138 Carl Seitter Dr, Wilmington

Listing courtesy of Listing Agent: Adam N Minton () from Listing Office: Keller Williams Innovate-Wilmington.

Listing courtesy of Listing Agent: Adam N Minton () from Listing Office: Keller Williams Innovate-Wilmington.
1304 S 7th St, Wilmington
$179,999
4 Beds ⋅ 2 Baths ⋅ 100608731 MLS
Investor opportunity near Downtown Wilmington with easy access to shopping, dining, entertainment, and major roadways! This 4-bedroom, 2-bath home offers plenty of potential for an investor, flipper, or buyer looking for a renovation project. Sale conveys two parcels, creating a unique opportunity to acquire additional property in close proximity to Downtown Wilmington. Property lines shown in photos are approximate and for illustrative purposes only

1304 S 7th St, Wilmington

Listing courtesy of Listing Agent: Jeannie Keim () from Listing Office: Eastern Shore Real Estate LLC.

Listing courtesy of Listing Agent: Jeannie Keim () from Listing Office: Eastern Shore Real Estate LLC.
118 Dock St Unit Apt 11, Wilmington
$252,900
1 Beds ⋅ 1 Baths ⋅ 100608662 MLS ⋅ Historic District BLDG.
TURNKEY CONDO, DEEDED ONSITE PARKING! HISTORIC DISTRICT! This is your opportunity to own a charming turnkey condo with deeded on-site parking in the heart of Wilmington's Historic District. Located on the 2nd floor and an end unit at The Livery, a beautifully restored early-1900s horse stable, this unique residence blends historic charm with modern convenience. The building offers a courtyard with a colorful mural and convenient on-site laundry. Just one block from the Riverwalk and close to downtown restaurants, shops, entertainment, and nightlife, the location is hard to beat. With a proven track record as a successful vacation rental, this condo offers an excellent opportunity for a personal getaway, investment property, or full-time residence in one of downtown Wilmington's most distinctive buildings.

118 Dock St Unit Apt 11, Wilmington

Listing courtesy of Listing Agent: Leila A Tabatabai () from Listing Office: Coastal Select Properties.

Listing courtesy of Listing Agent: Leila A Tabatabai () from Listing Office: Coastal Select Properties.
709 Wooster St, Wilmington
$229,000
2 Beds ⋅ 2 Baths ⋅ 100608578 MLS
This charming 2-bedroom, 2-bathroom bungalow offers the perfect blend of comfort and convenience in a great location. Just steps away, you can enjoy the Cargo District, South Front Street, Castle Street, the Art District, and all that downtown has to offer. The home features easy one-level living with an open living and dining area that flows into a kitchen with ample cabinet space and stainless steel appliances. The primary suite includes a walk-in closet, ensuite bath, and a convenient laundry closet with a stackable washer and dryer. A second bedroom and full bathroom provide space for guests, an office, or a creative studio. Outside, you'll find a fenced-in backyard, ideal for a small patio, garden, or your own special vision. An off-street parking spot adds extra convenience. Move-in ready and waiting for your personal touch, this bungalow offers a fantastic opportunity to live in the heart of Wilmington's thriving downtown scene.

709 Wooster St, Wilmington

Listing courtesy of Listing Agent: Aimee Sposeep () from Listing Office: REAL Broker LLC.

Listing courtesy of Listing Agent: Aimee Sposeep () from Listing Office: REAL Broker LLC.
315 Meares St, Wilmington
$349,999
3 Beds ⋅ 2 Baths ⋅ 100607941 MLS
Just steps from Greenfield Lake and a few blocks from the Cargo District, this Dawson-Greenfield home was built in 1901 and rebuilt nearly top to bottom. The roof, HVAC, ductwork, plumbing, water heater, windows and doors have all been replaced, so the next owner starts fresh where it counts. The single-level layout flows from the living area into a kitchen built around a custom island, with new cabinetry, countertops, stainless appliances and lighting. Commercial-grade SPC flooring runs throughout. There are three bedrooms and two full baths, plus a walk-in closet and walk-in shower, and the washer and dryer convey. A 9-foot slider opens to a brand-new deck and a private, fenced backyard. According to the City of Wilmington Planning Department, the rear yard may accommodate an accessory dwelling unit, which opens the door to a guest suite, studio, home office or rental income. With no HOA, the home is also well positioned for short-term rental use under Wilmington's current STR permitting (buyer to verify). A ramped entry provides accessible access. Life here centers on the lake's trails, paddling and amphitheater concerts, with downtown and the riverfront only minutes away.

315 Meares St, Wilmington

Listing courtesy of Listing Agent: Benjamin T Eisenberg () from Listing Office: RE/MAX Essential.

Listing courtesy of Listing Agent: Benjamin T Eisenberg () from Listing Office: RE/MAX Essential.
321 S 7th St, Wilmington
$319,000
3 Beds ⋅ 2 Baths ⋅ 100607448 MLS
Welcome home to this cute-as-a-button downtown bungalow, only steps away from the Castle Street Arts District! This home lives larger than its size with an open concept kitchen & living room, 3 bedrooms, 2 full baths, and glorious screened porch to use as extended living space. The eat-in kitchen was thoughtfully & beautifully renovated in 2023 including granite countertops, new cabinetry, center island with butcher block top and bar seating, and new appliances. Additional updates include: newer HVAC (2023), LVP flooring in kitchen/living room (2023), newer windows in rear bedrooms (2020), new vanity in master bath, and new paint throughout interior & exterior. This delightful home is within walking distance to so many goodies: Luna Caffe, Wilmington Wine, Castle Street Kitchen, & Coco Pipa - just to name a few! And if that's not enough - this home can be sold partially furnished! Come experience this charmer for yourself.

321 S 7th St, Wilmington

Listing courtesy of Listing Agent: Lindsey C Holmes () from Listing Office: Intracoastal Realty Corporation.

Listing courtesy of Listing Agent: Lindsey C Holmes () from Listing Office: Intracoastal Realty Corporation.
1114 Orange St, Wilmington
$344,000
3 Beds ⋅ 3 Baths ⋅ 100607392 MLS
Welcome to downtown living at its finest! This newly completed 3-bedroom, 2.5-bath home combines modern design, thoughtful finishes, and the convenience of being in the heart of Wilmington. Step inside to an open-concept main level with low-maintenance flooring and a bright, modern kitchen featuring white cabinetry, quartz countertops, a peninsula with bar seating, and a pantry. Upstairs, you'll find all three bedrooms along with conveniently located laundry. Outside, enjoy your morning coffee from the covered front porch or take advantage of the back patio and fully fenced backyard, providing space to unwind or entertain. Located near the Cargo District and Soda Pop District and approximately 1 mile from Downtown Wilmington, you're close to some of the city's favorite restaurants, coffee shops, local businesses, and entertainment. With construction complete and everything brand new, all that's left to do is move in and start enjoying life in Downtown Wilmington.

1114 Orange St, Wilmington

Listing courtesy of Listing Agent: South End Realty () from Listing Office: Coldwell Banker Sea Coast Advantage.

Listing courtesy of Listing Agent: South End Realty () from Listing Office: Coldwell Banker Sea Coast Advantage.
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