Oak Harbour Homes for Sale in Ocean Isle Beach, NC

Updated October 2026 by Danielle King, REALTOR®, Realty ONE Group Dockside

Quick answer: Oak Harbour is a mainland neighborhood in Ocean Isle Beach with ranch homes and waterfront estates. Recent listings include new construction in Phase III and a waterfront home with over 4,300 square feet. In October 2026, listings ranged from $510,000 to $1,874,999.

Oak Harbour at a Glance

LocationMainland Ocean Isle Beach, NC 28469 (Brunswick County)
Home typesSingle-family homes
SizeAbout 1,800 to 4,310 sq. ft.
Built1997 to 2026
WaterBoat docks on some homes
Price range$510,000 to $1,874,999 (listings, October 2026)

Where Is Oak Harbour?

Oak Harbour includes Oak Harbour Drive SW on the mainland side of Ocean Isle Beach.

What Is Oak Harbour Like?

  • New ranch homes in Phase III
  • Waterfront estates with docks
  • Short drive to the island

What Are the HOA Fees in Oak Harbour?

Ask me about the Oak Harbour HOA and current fee. MLS listings report HOA fees in different ways, and fees change, so always confirm with the HOA before you buy.

What Types of Homes Are in Oak Harbour?

You will find new ranch-style homes with 4 bedrooms and older waterfront estates.

Can You Rent Out a Home in Oak Harbour?

Check the recorded covenants and HOA rules before you plan on rentals. Rental rules also depend on whether the home is inside Ocean Isle Beach town limits or in Brunswick County, so confirm both before you buy.

What Should Buyers Know About Oak Harbour?

Prices vary widely between waterfront and interior lots. Compare similar lots, not the whole neighborhood.

What Is the Ocean Isle Beach Housing Market Doing Right Now?

Short answer: Ocean Isle Beach is a balanced market. Single-family homes sold for 97.9% of list price on average, with a median of 70 days on market. Oak Harbour follows the same broad trend, so price and condition matter.

Median sold price$500,000
Homes sold30
Median sold price per sq. ft.$240
Active listings188
Median list price, active listings$567,450
Median estimated home value$778,470 (down 1.5% over 12 months)
Months of inventory4.70 (balanced market)
Sold price vs. list price97.9%
Median days on market70 days

Source: RPR Market Trends, single-family homes, Town of Ocean Isle Beach boundary, September 2026. These are town-wide numbers, not Oak Harbour only, and condos are not included. For more on the town, see my Ocean Isle Beach NC guide.

What Should You Check Before Buying in Oak Harbour?

  • HOA documents. Get the current budget, rules, rental rules, and any special assessments for Oak Harbour. Fees and rules change.
  • Dock and bulkhead. Have docks, lifts, and bulkheads inspected. Ask about permits and CAMA rules for any work you plan.
  • Town or county. Some 28469 addresses are inside the Town of Ocean Isle Beach and pay a town tax. Others are in unincorporated Brunswick County. That also affects rental and building rules.
  • Flood zone. Check the FEMA flood map for the exact address. Some Ocean Isle Beach streets near the marsh, canals, and waterway sit in a flood zone, and others do not.
  • Insurance quote. Get wind and flood quotes early. Coastal premiums can change your monthly payment more than the price does.

Thinking About Selling Your Oak Harbour Home?

In a balanced market, the first two weeks matter most. Price it right, show it well, and you give buyers a reason to act now. I build every pricing plan on recent sales in Oak Harbour and nearby, not a town-wide average.

See What Your Home Is Worth

Frequently Asked Questions About Oak Harbour

Is there new construction in Oak Harbour?

Yes. Recent listings include new ranch homes in Phase III.

Are there homes for sale in Oak Harbour right now?

Inventory changes daily. The live listings on this page update from the MLS. If nothing fits today, I can set up an alert so you hear about new Oak Harbour listings first.

What Do Clients Say About Danielle?

Reviews powered by RateMyAgent

"I've had a great experience with Danielle King! We have done a few deals together in Brunswick County, NC and her knowledge of the area is exceptional! She treats every transaction as if it was her own and I recommend her to anyone looking for a new home or investment in North or South Carolina!"

– Repeat client, Brunswick County, NC

Read more reviews from my clients on Google, Realtor.com, and Homes.com.

Talk With Danielle King About Oak Harbour

I'm Danielle King, a REALTOR® with Realty ONE Group Dockside, licensed in North Carolina and South Carolina. My real estate roots go back to 1995 in the Poconos. Before I came back to real estate, I managed a dental practice and spent years negotiating with insurance companies for patients. I bring that same advocate mindset to every Ocean Isle Beach deal, from the first showing to the closing table.

Want to see homes in Oak Harbour, or find out what yours could sell for? Call or text me, or book a call.

Danielle King, REALTOR®
Realty ONE Group Dockside | Licensed in NC & SC
843-997-2744 | danielle@yourkeytorealty.com | yourkeytorealty.com
Real people. Real life. Real relationships. Real results.
Results that MOVE you

Explore More Ocean Isle Beach Communities

Community details come from recent MLS listings, builder information, and community sources as of October 2026. They can change. Always confirm with the HOA or seller documents before you buy. Information deemed reliable but not guaranteed. Equal Housing Opportunity.

Oak Harbour Homes for Sale Right Now

1848 Oak Harbour Dr Sw, Ocean Isle Beach
$510,000
4 Beds ⋅ 3 Baths ⋅ 100593601 MLS
New Construction in progress ---Beautiful ranch-style home located in the desirable Oak Harbour Subdivision Phase III at Ocean Isle Beach. This thoughtfully designed 4 bedroom, 3 bathroom home Showcasing a warm farmhouse aesthetic with soft, neutral tones throughout, this home blends modern coastal living with timeless comfort and style. The open-concept layout is designed for both everyday living and entertaining. Enjoy the perfect balance of privacy and convenience, just minutes from the Intracoastal Waterway with access to the community dock and pier, as well as a short drive to the Ocean Isle Beach Pier, local shopping, dining, and entertainment. Whether you're seeking a primary residence, vacation retreat, or investment opportunity, this home delivers the ideal setting for your coastal lifestyle in one of the area's most sought-after communities. Current list price includes planned specifications and finishes as of the listing date. Price may be adjusted as construction progresses or selections are modified.

1848 Oak Harbour Dr Sw, Ocean Isle Beach

Listing courtesy of Listing Agent: Raquel Denham () from Listing Office: Weichert, Realtors - LKN Partners.

Listing courtesy of Listing Agent: Raquel Denham () from Listing Office: Weichert, Realtors - LKN Partners.
1921 Oak Harbour Dr Sw, Ocean Isle Beach
$1,874,999
4 Beds ⋅ 4 Baths ⋅ 100591284 MLS
A rare waterfront estate where timeless elegance, exceptional craftsmanship, and an effortless coastal lifestyle come together. Offering more than 4,300 heated square feet, this meticulously maintained residence was created for both refined everyday living and unforgettable gatherings. Its generous scale has welcomed large family holiday gatherings. Inside, impressive living and entertaining spaces are enriched by distinctive architectural details, beautiful millwork, hardwood flooring, expansive windows, and thoughtfully selected finishes. The formal dining room is crowned by a remarkable statement chandelier sourced from a Las Vegas gallery, adding an unforgettable touch of artistry and sophistication. The interiors feel elegant yet comfortable, with abundant natural light and a strong connection to the waterfront. One of the property's most valuable features is its two fully separate living areas. The ground floor functions as a complete second living environment with its own spacious living room, full kitchen, full bathroom, entertaining area, and exceptional storage and workshop space. This flexible layout is ideal for multigenerational living, extended family, long-term guests, or private accommodations. Outdoors, the private pier includes a 10,000-pound boat lift, a dedicated personal-watercraft lift, and a floating dock--making boating, fishing, and days on the water remarkably convenient. Expansive decks, covered outdoor living areas, lush landscaping, a sweeping lawn, and mature shade trees invite dining, relaxing, and entertaining. During the holidays, enjoy a front-row setting for Ocean Isle Beach's illuminated Christmas boat parade as decorated boats glide across the water. Every aspect reflects pride of ownership. The home has been impeccably cared for, with maintenance records available. The setting is a distinctive alternative to dense, high-fee planned communities--offering greater privacy without the congestion, traffic, and substantial dues often associated with larger neighborhoods. More than a waterfront residence, this is a rare coastal retreat built for generations of memories and an extraordinary life on the water. Properties combining this scale, versatility, dockage, craftsmanship, and setting are seldom offered. Schedule your private showing.

1921 Oak Harbour Dr Sw, Ocean Isle Beach

Listing courtesy of Listing Agent: Christian L Pigott () from Listing Office: Long Bay Realty LLC dba SunCoast NC Realty.

Listing courtesy of Listing Agent: Christian L Pigott () from Listing Office: Long Bay Realty LLC dba SunCoast NC Realty.
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