LITTLE RIVER

FLOOD INSURANCE

THE SHORT ANSWER

If the home is in a FEMA high-risk flood zone and your mortgage is government-backed, flood insurance is required. In a lower-risk zone, it is your choice. Either way, a standard homeowners policy does not cover flood …

NORTH MYRTLE BEACH

SHORT-TERM RENTALS

THE SHORT ANSWER

Yes, the City of North Myrtle Beach allows short-term rentals, but every one needs a city business license. You also have to collect and pay accommodations taxes to the city, Horry County and the state. Before …

LORIS, SC

THE 2026 BOG-OFF FESTIVAL

THE SHORT ANSWER

The 47th Loris Bog-Off Festival is Saturday, October 17, 2026, in downtown Loris, SC. It is an all-day festival built around a chicken bog cooking contest, with more than 200 vendors, two stages, a kids' …

SOUTH CAROLINA

CLOSING TIMELINE

THE SHORT ANSWER

Most financed home purchases in South Carolina close in about 30 to 45 days. Cash purchases can close in 1 to 2 weeks. South Carolina requires an attorney to handle residential closings, and the timeline depends on …

MYRTLE BEACH

CONDO INVESTING

THE SHORT ANSWER

A Myrtle Beach condo can be a good investment, but only if the numbers work for the exact building. In September 2026, the Myrtle Beach area condo median was $219,500, down 8.2% from a year earlier, with …

SOUTH CAROLINA

FIRST-TIME BUYERS

THE SHORT ANSWER

To buy your first home in South Carolina, most lenders want a credit score of at least 580 for an FHA loan or about 620 for a conventional loan. The SC Housing Homebuyer Program asks for at …

SOUTH CAROLINA

FLOOD INSURANCE COST

THE SHORT ANSWER

The average National Flood Insurance Program policy in South Carolina costs about $764 a year, or about $64 a month. Your price can be much higher or lower depending on your home's flood zone, elevation, distance …